Even that we are far from getting our child, we are budgeting our future expenses thinking about how much cost to raise a child. It is just amazing how much daycare costs!!!! Anyway, that wasn't the reason of this post.
Today we went to sign the papers to refinance our house! Yes!!!! Even that we own the same amount of money than yesterday, now our interest rate is low (4.6% against the 6% we were paying before), and we also reduce the amount of years to pay for it! So after all, we are going to be paying the same amount monthly, but it is still a win-win situation! Now Talley's job is to get our Homeowner association to build a playground in our neighborhood :-D
Life is good, less debt makes it better :-)